Account Application

Start your membership

EFFECTIVE IMMEDIATELY: ALL INDIVIDUALS ARE NOW ELIGIBLE FOR MEMBERSHIP THROUGH THE AMERICAN CONSUMER COUNCIL (ACC) AT NO COST TO YOU. FIND THIS OPTION IN THE MEMBERSHIP APPLICATION BELOW.

Thank you for choosing Oklahoma Community Credit Union. This application is to open new personal accounts only (savings and checking only). To open a Business, DBA or club account, or to add a suffix other than savings or checking please contact us.

To complete this application, you will need the following items:

Form of Current Identification
Proof of Current Address

Acceptable Forms of Current Identification:

U.S. Driver’s License
U.S. State Issued ID
Passport

Acceptable Proof of Current Address: (Must have name and address typed)

Lease Agreement
Post-Marked Letter or Utility Bill
Employment Verification from Employer
Registrar’s Office Letter (Oklahoma State University Student)
Housing Assignment from ISS or Residential Life (Oklahoma State University Student)

A scanned or photo copy (formats: jpg, jpeg, gif, png, pdf) of identifications must be uploaded at the end of the application process.

Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. By proceeding with this application you authorize the Credit Union to obtain any information it deems necessary for approval including, but not limited to, employment verification and a credit history report.
What This Means to You:
When you open a new account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Select one of the following options for membership eligibility. New in 2023: The ACC option allows everyone to join!*
- I am an immediate family member of an existing Oklahoma Community Credit Union member.
- I live, work (or regularly conduct business in), worship, or attend school in in Payne, Lincoln, Logan, Noble or Pawnee counties or certain areas of Blaine, Canadian, Cleveland, Creek, Garfield, Grant, Hughes, Kay, Major, Okfuskee, Oklahoma, Okmulgee, Osage, or Tulsa counties in the state of Oklahoma.
- ACC Membership: Neither of the above membership categories apply to me. Please enroll me in the American Consumer Council (ACC) so I may open an account with Oklahoma Community Credit Union. I understand that the ACC provides consumer education to its members and that once I am a member of the ACC I am eligible for Oklahoma Community membership. Oklahoma Community Credit Union handles the application and the initial fee to join the ACC.
ACC is a non-profit membership organization founded in 1987 and dedicated to consumer education, advocacy and financial literacy. We support America’s economic growth by encouraging the sale and use of safe, reliable products and services to consumers. ACC achieves its mission by serving the economic interest and consumer needs of its 228,000+ members and 54 state/regional/local consumer council affiliates. The ACC follows the same membership privacy protections as the Credit Union (12 CFR Part 748) and will not sell or distribute your information to third parties. Email volume is approximately once per quarter. Members have the ability to opt out of communication from the ACC. For more information please visit American Consumer Council's Website for more information. By selecting the ACC option, you are indicating that you agree to join the Credit Union by way of the ACC at not cost to you.
Immediate Family Member's Name*
Spouses, parents, children, siblings, grandchildren, stepparents, stepchildren, step-siblings and adoptive relationships are eligible, including persons living in the same residence maintaining a single economic unit.
Name*
First Last
Address*
Street Address Address Line 2 City State ZIP Code
Phone*
Email*
Enter Email Confirm Email
Are you a U.S citizen?*
- Yes
- No
Date of Birth*
MM slash DD slash YYYY
SSN*
Driver's License No.*
Mother's Maiden Name*
Are you or any of your relatives employed by the government of a country other than the United States?*
- Yes
- No
If yes, who and where?*
Employer*
Occupation*
Please be as specific as possible.
Estimated Monthly Cash Deposits*
Do you expect to do wire transfers?*
- Yes
- No
If yes, please explain*
Estimate how many wire transfers you expect to do per month*
- 1-2
- 3+
Do you expect to do international wire transfers?*
- Yes
- No
If yes, which countries?*
Would you like a Joint Owner?*
- Yes
- No
Joint Owner Name*
First Last
Joint Owner Address*
Street Address Address Line 2 City State ZIP Code
Joint Owner Phone*
Joint Owner Email*
Enter Email Confirm Email
Joint Owner Date of Birth*
MM slash DD slash YYYY
Joint Owner SSN*
Joint Owner Driver's License No.*
Joint Owner Mother's Maiden Name*
Would you like a Beneficiary?*
- Yes
- No
Beneficiary Name*
First Last
Beneficiary Address*
Street Address Address Line 2 City State ZIP Code
Beneficiary SSN*
Beneficiary Phone*
How did you hear about us?*
- TV
- Radio
- Billboard
- Newspaper
- Word of Mouth
- Website
- Existing Member
- Indirect Loan
- Employee Referal
- Magazine
- Mailer
Savings Share*
Price:
A savings share is required for new accounts as $5.00 is held for your membership pledge.
Checking
Do you want No Bounce Coverage? All checking accounts automatically have Overdraft Protection (free transfer service from valid savings account).*
- Yes
- No
What is Overdraft Protection/No Bounce Coverage?
Do you want Overdraft Protection/No Bounce Coverage on your Debit Card?*
- Yes
- No
What is Overdraft Protection/No Bounce Coverage?
ATM/Debit Card Design*
State Issued ID*
Accepted file types: jpg, jpeg, gif, png, pdf, Max. file size: 10 MB.
Accepted forms of I.D.: A Valid and Current Passport, Driver's License or State Issued I.D.
Joint Owner State Issued ID*
Accepted file types: jpg, jpeg, gif, png, pdf, Max. file size: 10 MB.
Accepted forms of I.D.: A Valid and Current Passport, Driver's License or State Issued I.D.
Proof of Address*
Accepted file types: jpg, jpeg, gif, png, pdf, Max. file size: 10 MB.
Accepted forms of Proof of Address: Utility Bill, Lease Agreement or other form of proof with name and address typed
Joint Owner Proof of Address*
Accepted file types: jpg, jpeg, gif, png, pdf, Max. file size: 10 MB.
Accepted forms of Proof of Address: Utility Bill, Lease Agreement or other form of proof with name and address typed
Terms of Electronic Delivery
Definitions. In this Agreement, the word “E-Statement” refers to your periodic Statement Of Account. The word “E-Disclosure,” refers to any other disclosures that we would normally provide to you in a written form that you retain. The words “you” and “your” refer to you, the member of Oklahoma Community Credit Union. The words “we,” “us,” and “our,” mean Oklahoma Community Credit Union. Consent to Receive Periodic Statements and Disclosures Electronically. By clicking the “Yes” button below, you agree to accept your E-Statements and E-Disclosures online. Your E-Statement includes transaction activity for all of your share accounts, which includes savings, checking, certificates, loans, etc. You further agree that we will discontinue mailing a paper statement to you and will communicate with you electronically, as necessary. You also agree to receive other disclosures online when we elect to make them available in electronic format. These include, but are not limited to, your periodic notice of billing error rights, your periodic notice of how to report errors that involve your electronic funds transfers, and year-end tax statements for dividends earned. Requesting a Paper Copy of Disclosures. You may request a paper copy of your periodic statement or any other record received electronically under this Agreement by writing to us at the address below or by contacting Member Services at (405) 743-3328. A fee of $3.00 will be charged for the paper copy. To avoid this fee, consider printing your E-Statement from your computer. Right to Withdraw Consent. You may terminate this Agreement at any time by notifying us in writing at the address below or by contacting Member Services at (405) 743-3328. There are no fees for requesting to withdraw your consent for E-Statements and E-Disclosures. However, depending on the account you have with the Credit Union, you may be charged a monthly fee to receive a paper statement. Please cancel prior to the last day of the month to receive a paper statement for that month's financial business. System Requirements. The minimum requirements to view your account statements electronically are 64 MB of RAM, 300 MHz processor, Internet Explorer 6 or higher with 128 bit encryption, and a printer if you wish to print your E-Statement/Disclosures, or the ability to store (save) your E-Statement/Disclosures electronically to your computer. Change of Internet Service Provider, E-mail Address, or Computer Equipment. If you change your e-mail address, computer equipment or Internet Service Provider (ISP) used to access or receive electronic records, you agree to notify us of the new ISP and/or address, e-mail address and/or equipment you will be using. If we change the hardware or software to communicate electronically with you and our change materially affects your ability to access or receive communications electronically, we will notify you of the changes by e-mail and provide you with a statement of your right to withdraw consent. Oklahoma Community Credit Union 311 E. McElroy Stillwater, OK 74075 (405) 743-3328
Do you consent to receiving electronic delivery of E-Statements and E-Disclosures?*
- Yes
Terms of History Inquiry
This is only an application. To be approved for a Account, you must meet the requirements for OFAC and ChexSystems. These reports will be pulled to determine if you are eligible services such as share accounts or overdraft protection products. If you are not approved, any money that you pledge to your account will be refunded back to your funding source.
Do you allow us to inquire about your account status through Chex Systems?*
- Yes
Terms of Membership
By signing below, I/we agree to the terms and conditions of the Membership and Account Agreement (including Truth-in-Savings, Funds Availability Policy Disclosure and Electronic Funds Transfer), Debit Card Disclosure, and Rate and Fee Schedule, if applicable, and to any amendment the Credit Union makes from time to time which are incorporated herein. I/We acknowledge receipt of a copy of the Agreement and Disclosures applicable to the accounts and services requested herein. If an access card of EFT service is requested and provided, I/we agree to the terms of and acknowledge receipt of the Electronic Funds Transfer agreement. I/we agree that the Credit Union is authorized to verify financial information, data, and employment history by any necessary means, including obtaining a consumer report by any consumer reporting agency. The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding. Terms of membership will be emailed to you for your records once you have completed this application.
Have you opened and accepted the terms of membership?*
- Yes
Member Signature*
Joint Member Signature*
CAPTCHA
Account funding
Total
$0.00
Debit or Credit Card*
American Express
Discover
MasterCard
Visa
Supported Credit Cards: American Express, Discover, MasterCard, Visa
Card Number Expiration Date Security Code Cardholder Name
Card Billing Address*
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
This information must match the records on your card.
Notes:
Please send any additional information if needed via this text field.
Name
This field is for validation purposes and should be left unchanged.

Account Application

Start your membership

Terms of Electronic Delivery

Terms of History Inquiry

Terms of Membership

Account funding