Joining the Credit Union is easy. Simply complete a membership card and deposit $5.00. You remain a share holder in the credit union by maintaining an active account relationship and maintaining a $5.00 minimum balance. As long as your credit union membership is in good standing, you are a member for life.

Credit Unions are different than other financial institutions. They are cooperatives, owned and managed by their members.

The board of directors is comprised of members who are elected by the members. Each account has a voting member who has one vote, as long as their is $5 in the savings account. The credit union approach helps members realize the maximum return on their money (after meeting all reserve requirements and operating expenses, earnings are returned to members in the form of dividends on savings, better loan rates and a larger selection and better quality of services.) The credit union thrives on input from volunteers. We take full advantage of the wide variety of expertise that is found in our membership by asking our members to serve on various credit union committees. The credit union philosophy is and will continue to be: People Helping People.

U.S. Patriot Act


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents that are government approved for financial institutions to open accounts.