Fee Schedule

Current fees as of 05/01/2019
Fees are subject to change at anytime. Refer to this page for the current fees or call 405.743.3328 for assistance.

Fee DescriptionCurrent Fee
Domestic Wire Outgoing$20.00 per transfer
Domestic Wire Incoming$10.00 per transfer
Return Mail Fee (bad address)$5.00 per month
Loan Payment Coupon Book$5.00 each
Deposited Item Return$10.00 each
Cashing Checks On Usno charge
Replacement of Lost ATM/Debit Card$10.00 per card
Replacement of Faulty ATM/Debit Card$8.00 per card

Savings Account Fees

Savings Account Withdrawal$1.00 each after four (4) per month
Reg D Excessive Withdrawal$2.00 each after six (6) per month
IRA Account Administration$10.00 per year
IRA Account Withdrawal$25.00 per transfer if directly transferred outside credit union
IRA Close Fee$25.00
Money Market Minimum Balance$5.00 per month if the balance falls below $1,000 during the statement period
Money Market Excessive ClearingThree (3) free checks; $5.00 a check thereafter
Money Market Excessive Withdrawal$5.00 per withdrawal after four (4) withdrawals per month. Not including drafts.

Share Draft / Checking Account Fees

Overdraft /Insufficient (NSF)$25.00 per item
Stop Payment$25.00 per item
Check PrintingPricing vary depending on check styles selected
Fee CheckingNo fees
Standard Checking (old)Free with $300 min balance; $3.00 per month if balance falls below $300
Standard Checking (new)$3.00 per month
Dividend CheckingFree with $500 min balance; $5.00 per month if balance falls below $500
Business CheckingNo monthly service charge. $0.20 per item
Business Checking Plus$5.00 monthly service charge. $0.20 per item over 200 item monthly limit.
DBA CheckingNo monthly service charge. $0.20 per item over 100 item monthly limit.
DBA Checking Plus$5.00 monthly service charge. $0.20 per item over 200 item monthly limit.
Club/Association CheckingFree with $300 minimum balance. $3.00 per month if balance falls below $300.
Overdraft Transfer Fee$5.00 per transfer /Max of 6 transfers per month.
No Bounce Coverage Fee$25.00 per item
ACH Origination Fee$10.00
Copies of Checks$3.00 each copy
Temporary Checks$1.50 per sheet (4 checks per sheet)

Other Services Fee (Applicable to all accounts)

Account Reconciliation$20.00 per hour
Account Research$20.00 per hour
Statement Copy$3.00 per month
Account Verification Letter$3.00 per letter
Wire Transfer (outgoing)$20.00 per transfer
Wire Transfer (incoming)$10.00 per transfer
Wire Transfer (international)Fees may vary
Corporate Check$2.00 per check
MasterCard Gift Card$3.00 per card
MasterCard Reloadable Card$6.00 per card | $3.00 per reload
Legal Process Fee (garnishment, etc.)$40.00
Account Closure (if closed by mail)$1.00
Account Closure within 60 days$10.00
Returned Mail Fee (bad address)$5.00 per month
Amortization Schedule$3.00 each
Certificate Copy of Lien Release$5.00 each
Inactive Account Fee$5.00 per month will be accessed to account numbers with balances
<$500 with no activity for 12 months and there is no other active relationship
within the account number
Domestic Collection Fee$10.00 each
Collection Item Fee (Canada and Mexico)$10.00 each
Collection Item Fee (Foreign Collection)$35.00 each
Cash Bag$6.00 per bag
Coin CountingFree for Members
Notary ServiceFree for Members
Processing Fee for Funded Consumer Loans$67.00
Deposited Item Return$10.00 per item
Loan Payment Coupon Book$5.00 each

Electronic Funds Transfer Fees (ATM/Debit Card)

Non-proprietary ATM Withdrawal / Transfer$1.00 per transaction
Non-proprietary ATM Balance Inquiry$.75 per inquiry
Additional Card$5.00 each card
ATM/Debit Card Rush$25.00 per card
Replacement of Lost ATM/Debit Card$10.00 per card
Replacement of Faulty ATM/Debit Card$8.00 per card
International Service Assessment Fee (ISA)2% of the international Visa transaction

MasterCard Fees

Grace Period25 days to repay your balance before a finance charge will be imposed
Annual FeeNone
Balance Transfer Fee3% of balance transfer ($10 min. $200 max.)
Cash Advance (at ATM)None
Cash Advance (in office)None
Minimum Finance ChargeNone
Dynamic Fee Charge2% of each transaction in U.S. dollars
Late Payment$15.00
Over-the-Credit-LimitNone
Return Payment$21.00
Return Check$21.00
Replacement Card$5.00
Method of computing the balance of purchasesaverage daily balances (including new purchases)

The information about the costs of the card described in this credit card fee table is accurate as of Oct. 2014. Call 405.743.3328 to find out of any of the information on credit cards has changed.