Fee Schedule

Current fees as of 11/01/2023
Fees are subject to change at anytime. Refer to this page for the current fees or call 405.743.3328 for assistance.

Fee DescriptionCurrent Fee
Domestic Wire Outgoing$20.00 per transfer
Domestic Wire Incoming$10.00 per transfer
Wire Recall Fee$25.00 per recall attempt
Wire Return Fee$10.00 per item
Returned Mail Fee (bad address)$5.00 per month
Loan Payment Coupon Book$5.00 each
Deposited Item Return$10.00 each
Cashing Checks On Usno charge
Replacement of Lost ATM/Debit Card$10.00 per card

Savings Account Fees

Savings Account Withdrawal$1.00 each after four (4) per month
Reg D Excessive Withdrawal$2.00 each after six (6) per month
IRA Account AdministrationNo charge
IRA Account WithdrawalNo charge. IRS penalties may apply.
IRA Close Fee$25.00
Money Market Minimum Balance$5.00 per month if the balance falls below $1,000 during the statement period
Money Market Excessive ClearingThree (3) free checks; $5.00 a check thereafter
Money Market Excessive Transfer$5.00 per transfer after six (6) transfers per month.
Money Market Excessive Withdrawal$5.00 per withdrawal after four (4) withdrawals per month. Not including drafts.

Share Draft / Checking Account Fees

Overdrafts$25.00 per item
Insufficient Items (NSF) & Item Representments$25.00 per item & Representment of each item
Stop Payment$25.00 per item
Check PrintingPricing vary depending on check styles selected
Free CheckingNo Fees
Standard Checking (old)Free with $300 min balance; $3.00 per month if balance falls below $300
Standard Checking (new)$3.00 per month
Dividend CheckingFree with $500 min balance; $5.00 per month if balance falls below $500
Business CheckingNo monthly service charge. $0.20 per item over 100 items monthly limit.
Business Checking Plus$5.00 monthly service charge. $0.20 per item over 200 items monthly limit.
DBA CheckingNo standard monthly service charge. $0.20 per item over 100 items monthly limit.
DBA Checking Plus$5.00 monthly service charge. $0.20 per item over 200 items monthly limit.
Club/Association CheckingFree with $300 minimum balance. $3.00 per month if balance falls below $300.
Overdraft Transfer FeeNo fee
No Bounce Coverage Fee$25.00 per item
ACH Origination FeeNo fee
ACH Return Item Fee$10.00 per item
Copies of Checks$3.00 each copy
Temporary Checks$3.00 per sheet (4 checks per sheet)

Other Services Fee (Applicable to all accounts)

Account Reconciliation$20.00 per hour
Account Research$30.00 per hour
Statement, Copy$3.00 per statement
Statement, Paper$3.00 per month
Account Verification Letter$3.00 per letter
Wire Transfer (outgoing)$20.00 per transfer
Wire Transfer (incoming)$10.00 per transfer
Wire Transfer (international)Fees will vary
Corporate Check$3.00 per check
MasterCard Gift Card$3.00 per card
MasterCard Reloadable Card$6.00 per card | $3.00 per reload
Legal Process Fee (garnishment, etc.)$40.00
Account Closure (if closed by mail)$1.00
Account Closure within 60 days$10.00
Returned Mail Fee (bad address)$5.00 per month
Amortization Schedule$3.00 each
Certificate Copy of Lien Release$5.00 each
Inactive Account Fee$5.00 per month will be accessed to account numbers with balances
<$500 with no activity for 12 months and there is no other active relationship
within the account number
Domestic Collection Fee$10.00 each
Collection Item Fee (Canada and Mexico)$10.00 each
Collection Item Fee (Foreign Collection)$35.00 each
Cash Bag$6.00 per bag
Coin CountingFree for Members
Notary ServiceFree for Members
Processing Fee for Funded Consumer Loans$97.00
Deposited Item Return$10.00 per item
Loan Payment Coupon Book$5.00 each

Electronic Funds Transfer Fees (ATM/Debit Card)

Non-proprietary ATM Withdrawal / TransferNo Fee
Non-proprietary ATM Balance InquiryNo Fee
Additional Card$5.00 each card
ATM/Debit Card Rush$50.00 per card
Replacement of Lost ATM/Debit Card$10.00 per card
Replacement of Faulty ATM/Debit CardNo charge
International Service Assessment Fee (ISA)2% of the international Visa transaction

MasterCard Fees

Credit Card PaymentsPayments no longer made at CU
Credit Card Services – Fifth Third – Credit Card Servicing1.888.999.3304