Fee Schedule
Current fees as of 11/01/2023
Fees are subject to change at anytime. Refer to this page for the current fees or call 405.743.3328 for assistance.
| Fee Description | Current Fee |
|---|---|
| Domestic Wire Outgoing | $20.00 per transfer |
| Domestic Wire Incoming | $10.00 per transfer |
| Wire Recall Fee | $25.00 per recall attempt |
| Wire Return Fee | $10.00 per item |
| Returned Mail Fee (bad address) | $5.00 per month |
| Loan Payment Coupon Book | $5.00 each |
| Deposited Item Return | $10.00 each |
| Cashing Checks On Us | no charge |
| Replacement of Lost ATM/Debit Card | $10.00 per card |
Savings Account Fees | |
| Savings Account Withdrawal | $1.00 each after four (4) per month |
| Reg D Excessive Withdrawal | $2.00 each after six (6) per month |
| IRA Account Administration | No charge |
| IRA Account Withdrawal | No charge. IRS penalties may apply. |
| IRA Close Fee | $25.00 |
| Money Market Minimum Balance | $5.00 per month if the balance falls below $1,000 during the statement period |
| Money Market Excessive Clearing | Three (3) free checks; $5.00 a check thereafter |
| Money Market Excessive Transfer | $5.00 per transfer after six (6) transfers per month. |
| Money Market Excessive Withdrawal | $5.00 per withdrawal after four (4) withdrawals per month. Not including drafts. |
Share Draft / Checking Account Fees | |
| Overdrafts | $25.00 per item |
| Insufficient Items (NSF) & Item Representments | $25.00 per item & Representment of each item |
| Stop Payment | $25.00 per item |
| Check Printing | Pricing vary depending on check styles selected |
| Free Checking | No Fees |
| Standard Checking (old) | Free with $300 min balance; $3.00 per month if balance falls below $300 |
| Standard Checking (new) | $3.00 per month |
| Dividend Checking | Free with $500 min balance; $5.00 per month if balance falls below $500 |
| Business Checking | No monthly service charge. $0.20 per item over 100 items monthly limit. |
| Business Checking Plus | $5.00 monthly service charge. $0.20 per item over 200 items monthly limit. |
| DBA Checking | No standard monthly service charge. $0.20 per item over 100 items monthly limit. |
| DBA Checking Plus | $5.00 monthly service charge. $0.20 per item over 200 items monthly limit. |
| Club/Association Checking | Free with $300 minimum balance. $3.00 per month if balance falls below $300. |
| Overdraft Transfer Fee | No fee |
| No Bounce Coverage Fee | $25.00 per item |
| ACH Origination Fee | No fee |
| ACH Return Item Fee | $10.00 per item |
| Copies of Checks | $3.00 each copy |
| Temporary Checks | $3.00 per sheet (4 checks per sheet) |
Other Services Fee (Applicable to all accounts) | |
| Account Reconciliation | $20.00 per hour |
| Account Research | $30.00 per hour |
| Statement, Copy | $3.00 per statement |
| Statement, Paper | $3.00 per month |
| Account Verification Letter | $3.00 per letter |
| Wire Transfer (outgoing) | $20.00 per transfer |
| Wire Transfer (incoming) | $10.00 per transfer |
| Wire Transfer (international) | Fees will vary |
| Corporate Check | $3.00 per check |
| MasterCard Gift Card | $3.00 per card |
| MasterCard Reloadable Card | $6.00 per card | $3.00 per reload |
| Legal Process Fee (garnishment, etc.) | $40.00 |
| Account Closure (if closed by mail) | $1.00 |
| Account Closure within 60 days | $10.00 |
| Returned Mail Fee (bad address) | $5.00 per month |
| Amortization Schedule | $3.00 each |
| Certificate Copy of Lien Release | $5.00 each |
| Inactive Account Fee | $5.00 per month will be accessed to account numbers with balances <$500 with no activity for 12 months and there is no other active relationship within the account number |
| Domestic Collection Fee | $10.00 each |
| Collection Item Fee (Canada and Mexico) | $10.00 each |
| Collection Item Fee (Foreign Collection) | $35.00 each |
| Cash Bag | $6.00 per bag |
| Coin Counting | Free for Members |
| Notary Service | Free for Members |
| Processing Fee for Funded Consumer Loans | $97.00 |
| Deposited Item Return | $10.00 per item |
| Loan Payment Coupon Book | $5.00 each |
Electronic Funds Transfer Fees (ATM/Debit Card) | |
| Non-proprietary ATM Withdrawal / Transfer | No Fee |
| Non-proprietary ATM Balance Inquiry | No Fee |
| Additional Card | $5.00 each card |
| ATM/Debit Card Rush | $50.00 per card |
| Replacement of Lost ATM/Debit Card | $10.00 per card |
| Replacement of Faulty ATM/Debit Card | No charge |
| International Service Assessment Fee (ISA) | 2% of the international Visa transaction |
MasterCard Fees | |
| Credit Card Payments | Payments no longer made at CU |
| Credit Card Services – Fifth Third – Credit Card Servicing | 1.888.999.3304 |