12th Annual Groundhog Day Loan Sale
Pre-approvals for the Groundhog Day loan sale ended on Wednesday, February 1st, 2023. Congrats to all our Members who took advantage of this promotion.
Beginning Thursday, February 2nd and running through Tuesday, February 28, 2023 pre-approved applicants may begin the loan closing process for the Groundhog Day loan sale.
Pre-approved secured consumer loans will receive a rate as low as 6.99% APR** and unsecured consumer loans will receive a rate as low as 9.99% APR++.
See complete rules below for details.
NEXT STEPS FOR GROUNDHOG LOAN SALE PRE-APPROVED MEMBERS
Step 1 – SCHEDULE A LOAN CLOSING APPOINTMENT
Members who were pre-approved may schedule an appointment with their loan officer to finalize their loan closing beginning, Thursday, February 2nd, 2023.
Step 2 – CLOSE YOUR LOAN BEFORE THE DEADLINE
All loans must be closed by Tuesday, February 28th, 2023 to receive the Groundhog Day loan sale rate.
Step 3 – ENJOY YOUR NEW VEHICLE OR PEACE OF MIND LOAN MONEY
Thank you for participating in the 12th Annual Groundhog Loan Day Sale. We appreciate your Membership and hope promotions like these help you achieve your financial goals.
RULES & LOAN QUALIFICATIONS
- Loans must be $10,000.00 or over for secured and $1,000 or over for unsecured.
- This sale is only applicable towards secured loans 0-72 months and unsecured loans 0-36 months terms.
- Loans must be new to Oklahoma Community Credit Union (i.e., New Loan or Refinance from another institution). No current Oklahoma Community Credit Union loans will be refinanced.
- Real estate loans, credit cards, and in-direct loans do not qualify for the Groundhog Day loan sale rate.
- Collateral must be 2011 model or newer.
- Qualification is based on credit worthiness and amount of loan. If you don’t qualify, we reserve the right to refuse your loan request.
- Your final loan amount may not exceed the pre-approved loan amount.
- Pre-approved secured consumer loans will receive a rate as low as 6.99% APR** and unsecured consumer loans will receive a rate as low as 9.99% APR++.
- Loan fees and VSI (required) will be applied.
- Loan funds will be made available once the borrower(s) has submitted applicable required documentation (i.e., proof of income, vehicle title, etc.)
- Must qualify for membership eligibility if not currently a credit union member.
- Oklahoma Community Credit Union reserves the right to make changes to procedures/rules of this promotional program.
**An auto loan of $20,000 for 72 months at 6.99% APR will have a monthly payment of $340.83. Loan is subject to credit approval. A lien fee and VSI will be required. Must be 18 or older to apply.
++An unsecured loan of $5,000 for 36 months at 9.99% APR will have a monthly payment of $161.26. Loan is subject to credit approval. Must be 18 or older to apply.
This loan sale is only applicable towards secured loans 0-72 months and unsecured 0-36 months terms.
Pre-approvals were accepted from Jan. 23rd – Feb. 1st, 2023 (the loan pool was not exhausted prior to Feb. 1). Pre-approvals ended on Feb. 1st, 2023 and applications for the Groundhog Day Loan sale are no longer begin accepted. Please check out our other loans rates and options, as our ability to serve you with a convenient vehicle loan is always available.
Loan closing dates for pre-approved applicants will be from Feb. 2nd – 28th, 2023.
To obtain groundhog day loan sale special rate, secured loan must be $10,000 or over and unsecured loan must be $1,000 or over. No real estate loans or credit cards. Additional terms or conditions may apply. The Credit Union has the right to change the promotion at anytime. Additional terms or conditions may apply. Credit Union membership is required.