Free methods of loan payment

Paying from internal Oklahoma Community Credit Union account:

  • Login to your online banking account (link at the top of the page).
  • On the left-hand menu select “Loan Payments”
    • Select the “From Suffix” – this is the source of the funds.
    • Select the “To Suffix” – this is the loan you would like to pay.
    • Enter a payment amount; you may also select “set payment amount” to automatically fill the agreed payment amount.
    • Click “Make Payment” and await confirmation.

Paying a loan on another account at Oklahoma Community Credit Union:

  • Login to your online banking account (link at the top of the page).
  • On the left-hand menu select “X Loan Payments”
    • Enter the full account number (ie: 12345-6) in the “To Account” field.
    • Enter the cross account password for the account you are making a payment to in the “Password” field.
    • Select the loan suffix and set the payment amount and await confirmation.

Paying a loan with the mobile app:

  • Login to your mobile banking account (UCFCU Mobile on the app store)
  • Select the “Manage” icon (center icon at the bottom of the application)
  • Select “Pay loans”
    • Select the “Pay to” loan you desire to pay – this is the loan you would like to pay.
    • Select the “Pay from” suffix – this is the source of the funds.
    • Enter a payment amount.
    • Click the arrow to finish the process and await confirmation.

Deposit money from another financial institution:

Set up ACH origination with us:

  • Fill out an ACH origination form.
    • Mail completed form to:
      • Oklahoma Community Credit Union
      • PO Box 1357
      • Stillwater, OK 74076

Shared Branch Loan Payments:

Remote Deposit Check and transfer:

  • You may write yourself a check and deposit using your mobile phone. Please allow time for the check to clear and post to account.
  • Transfer funds once cleared to the loan of your choice with the above methods.

Remote Bill Pay:

  • Have bill pay at an existing account? You may set us up as the payee and schedule payments.
  • Please be sure to reference your account and loan number if using an external bill pay system.

Alternative payment methods (fees apply)

Loan payment with card

  • Alternative payment method using a card (Fee applies)
  • We suggest that this payment method not be your primary method of making loan payments as it is the most expensive method. To reduce your fees, please use one of the primary methods listed above.
  • There is a limit on how much you may pay towards a loan at any given time and a fee for each time of use.
  • Loan payoffs not eligible via this payment method.
  • Make sure you provide your entire account number and loan number
    • If your account number is 12345-6 and your loan number is 1001:
      • Please submit your “Loan Number” as:  12345-6-1001