Choose Your Best Checking Option!

Helping Members find the right banking style for them.

FREE
Checking

$0.00*

*No monthly fee
Unlimited deposits
Debit card available
$0.01 required to open & maintain the account
Free online & mobile access
Free bill pay
*No built-in fees.
Usage fees do apply.

DIVIDEND
Checking

$5.00*

*Low monthly fee
Debit card available
$500 to open / $0.01 to maintain
Free online & mobile access
Dividends paid monthly
*Monthly service charge applies if balance falls below $500 at any point in a month.

Check our rates

MONEY MARKET
Investment

$5.00*

*Keep $1,000 in the account to avoid the $5 monthly charge
Dividends accrued daily & paid monthly
Higher dividends on higher balances
New $100,000+ interest tier
Great place to invest extra funds

Check our rates

Personal Checking

Simple and Smart, the way it should be!

Debit Card

Carry 1 Card!

Use this card 365/24/7.
You select a design
No charge to apply
You’ll love the convenience

Online Banking

Bank Anywhere

Perfect way to bank
Pay bills with “Bill Payer”
Manage your accounts
Secure – a safe way to bank

Mobile Banking

Use Your Phone

Free service
Set alerts
Track your balance
Pay with a digital wallet
Secure & super convenient

Remote Deposit

Take a Picture

Snap a picture of your check
Deposits checks electronically
Phone use saves time
Funds are securely deposited
Free service

Overdraft Protection

Tie your accounts together!

Gives you peace of mind if you accidentally overdraw
your checking.

Protects your checking account when funds aren’t available

A transfer is made from savings to cover your
checking shortage.

No Bounce Coverage

Transactions can be paid without having sufficient funds in your checking.

Covers checks and electronic transfers.

Protection amounts vary. ODs over your limit
won’t be paid.

Negative checking balances must be made positive immediately.
(negative >45 days account will be closed.)

This service may be revoked at any time.

Contact us or to learn how to enroll.

Shared Branching

Members of Oklahoma Community Credit Union can participate in CO-OP Shared Branching when they find themselves away from our branch network area. Simply go to the shared branching website to find a location that partners with us. Shared Branching makes it easy to get cash or make transfers and more.

co-op shared branching logo