Current Rates as of 10/01/2023.
All rates are subject to change without notice.  Member Services at 405.743.3328 can answer any questions. Ask about our CD Specials!


DescriptionDividend RateAPY*Min AmtMax Amt
Up to $10,000.000.599%0.600%$100.00$10,000.00
Over $10,000.000.648%0.650%$10,000.01$20,000.00
Over $20,000.000.698%0.700%$20,000.01None

IRA Accounts

DescriptionDividend RateAPY*Min AmtMax Amt
Up to $9,999.990.648%0.650%$1,000.00$9,999.99
Up to $24,999.990.847%0.850%$10,000.00$24,999.99
Up to  $49,999.990.947%0.950%$25,000.00$49,999.99
$50,000 & Up1.046%1.050%$50,000.00None

Money Market

DescriptionDividend RateAPY*Min AmtMax Amt
Up to $9,999.991.144%1.150%$1,000.00$9,999.99
Up to $24,999.991.193%1.200%$10,000.00$24,999.99
Up to $49,999.991.490%1.500%$25,000.00$49,999.99
Up to $99,999.991.687%1.700%$50,000.00$99,999.99
$100,000 & up1.982%2.000%$100,000.00None

Fees could reduce the earnings on the account.

Dividend Checking

DescriptionDividend RateAPY*Min Balance

Fees could reduce earnings on the account.

Share Certificates

TermDividend RateAPY*Min Amt
3 Months2.472%2.500%$1,000.00
6 Months2.227%2.250%$1,000.00
9 Months2.227%2.250%$1,000.00
12 Months4.889%5.000%$1,000.00
18 Months4.410%4.500%$1,000.00
24 Months1.835%1.850%$1,000.00
36 Months1.933%1.950%$1,000.00
60 Months 1.982%2.000%$1,000.00

Share certificates are available for IRA accounts.
A substantial penalty is imposed if certificate funds other than the dividends are withdrawn before the maturity date.

*Annual Percentage Yield (APY)

CD Specials effective 08.16.2023 and may be a limited term offering. Special also renews into a 12 month share CD term at maturity. $10,000 new money minimum to open. Early withdrawal penalties will apply.