The savings account is the key to your Membership at Oklahoma Community Credit Union. With a $5.00 pledge, you can have access to unique member benefits.

Regular Savings

  • $5.00 opening balance required (remains in the account for the lifetime of the membership)
  • Up to four FREE withdrawals per month ($1.00 is charged for each additional withdrawal)
  • Competitive dividend rates paid
  • Dividends:
    • Variable dividend rate used to calculate dividends
    • Calculated on an average daily method
    • Credited to the account balance at the end of the last business day of the quarterly period, provided account is still open
    • Compounded quarterly
    • Shown on the quarterly statement
    • No dividends will be paid on any day the account balance is below $100
    • Rate and APY disclosed for a rate inquiry will be the rate paid the previous declaration date
    • Tiered levels of dividends are paid based on the following deposit amounts:
      • $100.00-$10,000.00
      • $10,000.01-$20,000.00
      • $20,000.01-above
  • Can serve as overdraft protection for a member’s checking account ($5.00 fee applies)
  • Dividends paid quarterly on daily balances of $100 or more
  • Incurs an inactive charge of $5.00 per month if the account is not used within 12 months until the funds in the account are depleted and the account is closed

Star Savers Account

University & Community Federal Credit Union of Stillwater, OK provides a savings account for minors under the age of 18.

  • Competitive dividend rates
  • No monthly service charges
  • Low minimum balance of $5.00
  • Dividends paid quarterly on balances of $100 or more
  • Up to four free withdrawals per month
  • No inactivity fees charged
  • Quarterly statements issued

Additional Savings

  • Each additional account has a minimum balance requirement of $0.01
  • Up to 5 additional savings accounts are available

Click here for our current savings rates