Your funds are insured up to $500,000

At Oklahoma Community Credit Union we offer you double coverage to insure your funds.  This is a Member benefit for all our Member’s deposit accounts. No forms needed to receive the coverage over and above what the NCUA gives you. Simply become a member and Oklahoma Community will cover your deposits up to $500,000.

National Credit Union Administration – NCUA

All Oklahoma Community Credit Union members receive up to $250,000 of coverage by the National Credit Union Administration.  Federally insured credit unions offer a safe place for credit union members to save money. All deposits at Oklahoma Community Credit Union are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000 per individual depositor. Credit union members have never lost a penny of insured savings at a federally insured credit union. Additional information on NCUA share insurance coverage and other credit union facts can be found at

Excess Share Insurance – ESI

In addition to the NCUA coverage, Oklahoma Community Credit Union offers all members double coverage. That’s right! An additional $250,000 coverage is provided to our Members. At Oklahoma Community, Members have a peace of mind that all of their funds are insured up to $500,000. Our partnership with Excess Share Insurance (ESI) is just one of the many benefits of being a credit union member. Read more about ESI.


Take a look at what your deposit insurance will be:

Account TypeNCUA CoverageESI CoverageTotal Insured
Individual$250,000$250,000 $500,000
Joint* $250,000 $250,000$500,000
IRA $250,000 $250,000$500,000

* All joint accounts held by the same member are added together and insured up to $250,000.00 by the NCUA and an additional $250,000 by ESI, for a total of $500,000. Joint accounts are insured separately from individual and IRA accounts.

Still Have Questions?

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