With this program, you can skip a payment on your Oklahoma Community Credit Union loan for a low processing fee of just $40.00 per loan (excludes business, real estate and credit card loans).  Simply choose the month you would like to skip your payment(s), (you must wait three (3) months between skipping payments), and indicate the loan number and payment amount and payment date. We will take care of the rest.

Simply complete the form below and click submit prior to your payment date.

By participating in the Skip Payment program, you request that Oklahoma Community Credit Union defer your loan payments as indicated. You agree and understand that: 1) Loans must have originated 120 days prior to be eligible; 2) All co-signers of the loan must agree to the Skip Payment program and sign the request; 3) FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement, during and after this time; 4) Deferring your payment will result in your having to pay higher total FINANCE CHARGES than if you made your payment as originally scheduled; 5) The payment deferral will extend the terms of your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off; 6) You will be required to resume your payments the following month; 7) If there are insufficient funds to cover the processing fee in the account you have indicated for withdrawal, your payment will not be skipped; 8) A minimum of three loan payments must be made between skipped payments, but can only be skipped two times per calendar year. If you elected GAP or Warranty Coverage, the coverage will not be extended beyond the original maturity date; 9)The loan cannot have been a collection problem and must be current or within the grace period for the loan payment to be skipped. 10) If you make your payments via direct deposit (ACH) from this or another financial institution your ACH origination will be put on hold. Please have this coupon to us at least one (1) WEEK before your payment date to allow us time to put a hold on your payment. All deferrals are subject to approval. All loan(s) must be current (have no amount past due) to accept this offer. Certain restrictions may apply. Excludes all business, real estate and credit card loans.

Skip Payment Agreement: I/we, hereby request Oklahoma Community Credit Union to allow me/us to skip the payment(s) on the loan account(s) listed here, due on the month I/we have indicated. I/we understand that if this request is granted, interest will continue to accrue on the balance, and that skipping this payment will require me/us to make additional payments in order to pay off the loan(s).